Vans are widely used means of transportation for goods. Both for personal and business use vans are used. When we use van for our own purposes like shifting of a house or shop, shifting things to the venue of a party or a get together (in case you are organising the whole party yourself and not hiring event planners). It is not always possible that one single person takes up the responsibility of driving the van all the time. Since van insurance is compulsory and we have got to have van insurance even if we are not using the van regularly, the option of any driver Van Insurance proves to be a real help.
Any driver van insurance makes it convenient for the insured to carry on their work by using the van with any driver. It is not necessary to depend on just one person, who is the insured driver, to get the work done. In case of other regular policies where only one driver will be insured; times when the driver is not available, the van cannot be used. All the work that has to be done in that period of time will be put on hold. This can be so embarrassing if the work of our client has to be done as the deadlines are nearing and our insured driver is away. Those who have faced this will very well understand the trouble that we have to face in the absence of the insured driver.
Insurers have understood the drawbacks of having only one driver in the van insurance policy. To make things easy and the van insurance policy insured friendly, any driver feature in van insurance policy is introduced.
The only criterion that any driver van insurance policy has is that the driver should have a valid driving license in UK. In case of claims in any driver van insurance policy, insurance company checks the driving records of the driver, his age and experience.
The fault of the person in the accident will determine the No claims bonus. If it is the insured’s driver’s fault then the insurance company will have to pay the claims and the insured will not have any No claims bonus.
In any driver van insurance, apart from any driver being covered in the insurance policy, the van, the goods in the van are covered. Some insurance companies do not cover certain type of goods owing to their high risk factor. So check the risks that are covered and opt for any driver van insurance policy with assitance of www.insurancevan.co.uk.